HELOCed in and ready to go!

 

Build momentum for whatever's next!

Enjoy flexible access to funds when you need them with a Home Equity Line of Credit (HELOC) from Trax! Whether it’s renovating your kitchen,
covering college tuition, consolidating debt, or planning a family celebration. You don’t have to predict the entire journey. You just need the right financial tool to keep moving forward.
 
Click the link below to apply!
 

Home Equity Line of Credit

Rates as low as

3.99% APR* for the first 6 months! 

6.75% APR* Current Variable Rate 

Open a HELOC between NOW and June 30, 2026! 

 

*Annual Percentage Rate (APR) of 3.99% will apply between (4/1/2026-12/31/2026). After the promotional period, a variable APR of Prime + 0% applies, minimum APR 2.99%. Maximum APR 18%. Variable rate after promotional period as of 4/1/2026 is 6.75%. Member pays no closing costs assuming an automated value of home or drive-by appraisal is used. If full appraisal requested, Trax Federal Credit Union will not cover the expense. Membership eligibility required. Subject to credit approval. Minimum advance of $5,000 required. Existing Trax loans may be eligible, but subject to additional fees, including modi?cation and/or closing costs. For further information regarding this offer, please contact us at 813-800-TRAX (8729). Offer expires 06/30/2026. Offer subject to change at any time.