On your financial journey, we want to help keep you safe and saving. That’s why we designed a checking account that does exactly that.


Key Features

  • Competitive Dividends
  • Exclusive Rewards
  • ID Theft Protection
  • Enjoy the added security of:
    • ID theft expense reimbursement and a resolution specialist
    • Debit and credit card registration
    • 3-in-1 credit and identity monitoring, credit report, and score
    • Accidental Death & Dismemberment Insurance
    • Cell phone protection for theft or damage*
    • Cell phone buyer’s protection and extended warranty*
  • Enjoy the savings of:
    • Competitive dividend earnings
    • Travel and leisure discounts, health discounts, $hopping Rewards
    • Free savings account
  • Premium checking that gives you both security and savings
  • No monthly service fee when you:
    • Maintain an average daily balance of $4,000 or
    • Are age 60 or over
    • Otherwise, $4.95 monthly service fee
  • Unlimited transactions and check writing
  • No minimum deposit to open

Activate your Choice Plus+ Checking benefits now.

Already a Choice Plus+ Checking Member and need to activate your benefits? Registration and activation are easy!

  • Go to https://protection.traxcu.com/ using your Access Code and follow the simple step-by-step instructions to register and activate benefits. If you have misplaced your access code, give us a call at (813) 621-6661! Or,
  • Call 1-866-210-0361 for questions related to any of the benefits — or for assistance with registration and activation.
  • Once you are registered, accessing your benefits will be easy — just go online at https://protection.traxcu.com/ or use the eClub mobile app! Download it now for Apple® or Android™.

*The first 3 cell phones listed on your bill are covered as long as bill is paid from a Trax CU account. Covers items purchased on Trax CU debit card for up to 90 days from the date of purchase against accidental breakage, fire or theft.

See our disclosures page.

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