On your financial journey, we want to help keep you safe and saving. That’s why we designed a checking account that does exactly that.
ID Theft Protection
- Enjoy the added security of:
- ID theft expense reimbursement and a resolution specialist
- Debit and credit card registration
- 3-in-1 credit and identity monitoring, credit report, and score
- Accidental Death & Dismemberment Insurance
- Cell phone protection for theft or damage*
- Cell phone buyer’s protection and extended warranty*
- Enjoy the savings of:
- Competitive dividend earnings
- Travel and leisure discounts, health discounts, $hopping Rewards
- Free savings account
- Free digital banking, including:
- Online banking
- Mobile banking
- Free mobile wallet services available
- Free telephone banking
- Free Visa® debit card
- Control your card through our mobile app
- Tap to pay and rewards program available
- Surcharge-free ATMs available
- Transfer funds via Zelle®
- Premium checking that gives you both security and savings
- No monthly service fee when you:
- Maintain an average daily balance of $4,000 or
- Are age 60 or over
- Otherwise, $4.95 monthly service fee
- Unlimited transactions and check writing
- No minimum deposit to open
Activate your Choice Plus+ Checking benefits now.
Already a Choice Plus+ Checking Member and need to activate your benefits? Registration and activation are easy!
- Go to https://protection.traxcu.com/ using your Access Code and follow the simple step-by-step instructions to register and activate benefits. If you have misplaced your access code, give us a call at (813) 621-6661! Or,
- Call 1-866-210-0361 for questions related to any of the benefits — or for assistance with registration and activation.
- Once you are registered, accessing your benefits will be easy — just go online at https://protection.traxcu.com/ or use the eClub mobile app! Download it now for Apple® or Android™.
*The first 3 cell phones listed on your bill are covered as long as bill is paid from a Trax CU account. Covers items purchased on Trax CU debit card for up to 90 days from the date of purchase against accidental breakage, fire or theft.