Compare Our Accounts
Security & Savings
Choice Plus+ Checking
Learn MoreFeatures
- Enjoy the added security of:
- ID theft expense reimbursement and a resolution specialist
- Debit and credit card registration
- 3-in-1 credit and identity monitoring, credit report, and score
- Accidental Death & Dismemberment Insurance
- Cell phone protection for theft or damage
- Cell phone buyer’s protection and extended warranty
- Enjoy the savings of:
- Competitive dividend earnings
- Travel and leisure discounts, health discounts, $hopping Rewards
Monthly Service Fee
- No monthly service fee when you:
- Maintain an average daily balance of $4,000 or
- Are age 60 or over
- Otherwise, $4.95 monthly service fee
Surcharge-Free ATMs Available
Yes
Free Online & Mobile Banking Access?
Yes
Free Debit Card?
Yes
Minimum Opening Deposit
$0
Sticking to Basics
Basic Checking
Learn MoreFeatures
- No minimum balance requirement
- Unlimited transactions and check writing
- Free savings account
Monthly Service Fee
- No monthly service fee when you:
- Have a direct deposit and
- Are enrolled in eStatements
- Otherwise, $3.95 monthly service fee
Surcharge-Free ATMs Available
Yes
Free Online & Mobile Banking Access?
Yes
Free Debit Card?
Yes
Minimum Opening Deposit
$0
Ages 13 through 25
All Aboard Youth Checking
Learn MoreFeatures
- Available for ages 13 through 25*
- No minimum balance requirement
- Unlimited transactions and check writing
- Enjoy the benefits of our All Aboard Youth Program
- Free savings with special interest rate and grade/graduation payouts**
Monthly Service Fee
No monthly service fee
Surcharge-Free ATMs Available
Yes
Free Online & Mobile Banking Access?
Yes
Free Debit Card?
Yes
Minimum Opening Deposit
$0
Choice Plus+ Checking:
*The first 3 cell phones listed on your bill are covered as long as bill is paid from a Trax CU account. Covers items purchased on Trax CU debit card for up to 90 days from the date of purchase against accidental breakage, fire or theft.
Basic Checking:
All Aboard Youth Checking:
**Must be at least 13 years of age to have a checking account and/or debit card with Trax Credit Union.
**We offer a special interest rate of 5.10% APY up to the first $500 in the All Aboard Youth Share Account for All Aboard Youth members. Grade payouts = $1 for every A on your report card, up to $5 per grading period. Graduation payouts = $100 for graduating from high school, $500 for graduating from an accredited 4-year university.
Also, see our disclosures page.