Auto Loans
New & Used Auto Loans
Every journey starts with an open road! Whether you’re choosing your first car or you’ve set your sights on your dream set of wheels, shift your savings into high gear when you finance your next ride with us.
Features & Benefits
- Competitive, fixed rates on new or used vehicles
- A wide range of terms customized to your unique situation
- Access a 0.25% rate discount for using Auto Advisors
- Possible 0.25% discount for having a checking account with Direct Deposit set up
- Quick, local decision-making and processing
- Attentive, friendly service from start to finish
Current Members can login to online banking to apply for a new or used auto loan.
Green Auto Loans
Go green and save some green! If your vehicle meets the Environmental Protection Agency’s qualifications, you may qualify for 0.25% off your loan rate. Make the smart choice for your wallet and the environment with a Green Auto Loan.
Qualify for a 0.25% rate discount on vehicles that are considered environmentally friendly!1
Auto Refinance
You shouldn't have to switch tracks to get a better deal. Enjoy some of the most competitive rates this side of I-4 and put more money in your pocket every month when you refinance your Trax auto loan with us.2
current rates
New Automobile
Used Automobile
Green Auto
Upward Auto
FAQs
Questions?
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We look forward to hearing from you. Please reach out with any comments or questions!
Related Products & Services
*APR = Annual Percentage Rate. Rates above are all fixed for the term of the loan. New and Used Auto loan rates displayed include up to 0.50% in discounts. 0.10% APR for automatic payments (transfer or ACH), 0.15% APR for direct deposit into a Trax checking account, and 0.25%APR for finding your vehicle using Auto Advisors Auto Buying Service.Rates and terms based on individual credit worthiness and other restrictions may apply. Terms shown include the maximum allowed. Rates quoted above may be for shorter terms and represent the “as low as” rate. Contact the credit union about specific rates and terms.
1See the EPA Green Vehicle Guide to find out if your vehicle qualifies as "environmentally friendly.” Green Loans available on new or used vehicles. Enrollment in e-Statements and automatic payment transfer is required. Rate floor applies.
2If you are refinancing an auto loan with Trax CU: We will pull your credit. Your must have a current Trax auto loan to apply for refinancing. This is a non-cash-out refinance loan. This application is not for making changes to borrowers on your loan.