Loan Rates

Auto Loans

Loan Type
Terms
APR* as low as
New Auto Loan
Term
36-84 months
APR* as low as
4.60%*
Used Auto Loan
Term
36-84 months
APR* as low as
5.05%*
Green Auto
Term
36 - 84 months
APR* as low as
.25% off approved rate (rate floor applies)
Upward Auto
Term
36 - 84 months
APR* as low as
14.50%*

*APR = Annual Percentage Rate. New and Used Auto loan rates displayed include up to 0.50% in discounts. 0.10% APR for automatic payments (transfer or ACH), 0.15% APR for direct deposit into a Trax checking account, and 0.25%APR for finding your vehicle using Auto Advisors Auto Buying Service.
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Rates above are all fixed for the term of the loan. Rates and terms based on individual credit worthiness and other restrictions may apply. Terms shown include the maximum allowed. Rates quoted above may be for shorter terms and represent the "as low as" rate. Contact the credit union about specific rates and terms.

Recreational vehicle Loans

Loan Type
Terms
APR* as low as
New Recreational Vehicle
Term
180 months
APR* as low as
6.99%
Used Recreational Vehicle
Term
180 months
APR* as low as
7.49%
New Boat
Term
36-180 months
APR* as low as
6.99%
Used Boat
Term
36-180 months
APR* as low as
7.49%
New Personal Watercraft
Term
up to 48 months
APR* as low as
6.99%
Used Personal Watercraft
Term
up to 36 months
APR* as low as
7.49%
New Harley Motorcycle
Term
36-84 months
APR* as low as
5.99%
Used Harley Motorcycle
Term
36-84 months
APR* as low as
6.49%
New Motorcycle
Term
36-60 months
APR* as low as
6.99%
Used Motorcycle
Term
36-60 months
APR* as low as
7.49%

*APR = Annual Percentage Rate. Rates displayed include up to 0.25% in discounts. 0.10% APR for automatic payments (transfer or ACH) and 0.15% APR for direct deposit into a Trax checking account. Rates and terms based on individual credit worthiness and other restrictions may apply. Terms shown above are the maximum allowed. Rates quoted above may be for shorter terms and represent the "as low as" rate. Contact the credit union about specific rates and terms.

Personal Loans

Loan Type
Terms
APR* as low as
Savings Secured Loan
Term
up to 120 months
APR* as low as
3% APR over current share dividend
Signature Loan
Term
60 months
APR* as low as
9.50%*
Personal Line of Credit
Term
60 months
APR* as low as
11.00%*
Credit Builder Loan
Term
6 - 24 months
APR* as low as
7.50%*

Personal loans have a fixed Annual Percentage Rate. *APR = Annual Percentage Rate. Rates and terms based on individual credit worthiness and other restrictions may apply. Terms shown above are the maximum allowed. Rates quoted above may be for shorter terms and represent the "as low as" rate. Contact the credit union about specific rates and terms.

Credit Cards

Loan Type
APR* as low as
Visa® Platinum Credit Card
APR* as low as
12.55%
Visa® Platinum Rewards Credit Card
APR* as low as
13.55%
Visa® Share Secured Credit Card
APR* as low as
12.55%

Credit Card Note: No annual fee. $25,000 maximum limit. Subject to change without notice.
*APR = Annual Percentage Rate. Rates and terms based on individual credit worthiness and other restrictions may apply. Terms shown above are the maximum allowed. Rates quoted above may be for shorter terms and represent the "as low as" rate. Contact the credit union about specific rates and terms.

Home Loans

Loan Type
Terms
APR* as low as
Fixed Home Equity (80% LTV 60 months)
Term
60 months
APR* as low as
6.99%
Fixed Home Equity (80% LTV 120 months)
Term
120 months
APR* as low as
7.99%
Variable Home Equity (80% LTV)
Term
180 months
APR* as low as
7.00%
Variable Home Equity (90% LTV)
Term
180 months
APR* as low as
11.00%

*APR = Annual Percentage Rate. Rates and terms based on individual credit worthiness and other restrictions may apply. Terms shown above are the maximum allowed. Rates quoted above may be for shorter terms and represent the "as low as" rate. Contact the credit union about specific rates and terms.

Mortgage Loans

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