
Youth Accounts
Whether you're teaching your child to save, helping your teen gain independence, or preparing for college, Trax provides the tools, guidance, and opportunities to help young members succeed.

Platform 8 ⅓ Kids Club
Build their confidence with money while making saving fun, rewarding, and full of opportunities to learn and grow.
- For ages 12 and under
- Earn 5.10% APY* on your first $5001
- Get $1 for every A on your most recent report card, up to $52

Embark Teen Checking
Take the first step to helping your teen learn, save, spend, and grow lifelong money skills.
- For ages 13-17
- Debit card compatible with Apple & Google wallets
- No hidden fees

Scholarships
Whether you’re heading to campus, building career-ready skills, or continuing your education, you can find loan options that support your path forward.
- Trax Academic Scholarship
- Trade Scholarship
- Giorgianni Legacy Scholarship
Good Habits Get Rewarded
Earn 5.10% APY* on your first $5001
Get $1 for every A on your most recent report card, up to $52
No minimum balance or monthly fees
Youth Advisory Board
Have ideas for the future of Trax? Help shape the member experience alongside our Board of Directors.
- For ages 16-25
- Share ideas and provide valuable input to Trax
- Work collaboratively with our Board of Directors


Student Loans
Invest in your future and bridge the gap between what your financial aid covers and your educational expenses.
- Competitive variable and fixed interest rates
- Multiple repayment options
- Various loan types available
Related products & Services
*APY = Annual Percentage Yield.
1Special interest rate of 5.10% APY up to the first $500 in the savings account. Balances above $500 will be paid at the current rate.
2Grade payouts = $1 for every A on your report card, up to $5 per grading period. Other restrictions may apply.



