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Checking Accounts

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Checking accounts
Everyday banking, built around your journey.

From first paychecks to everyday spending, Trax checking accounts provide the tools, convenience, and support you need to stay on track to your financial destination.

24/7 Account access
No Hidden Fees
No Minimum Deposit to Open
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Choice Plus+ Checking

Get the flexibility and convenience to help you confidently manage your money — wherever your journey leads.

  • Earn high dividends on your entire account balance1
  • Enjoy up to 30% discounts on travel, leisure, health, and shopping
  • No monthly service fee2
Learn More
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Basic Checking

A reliable checking account for everyday life, with straightforward features, so you can handle your finances with ease.

  • No minimum deposit to open
  • No minimum balance requirement
  • No monthly service fee3
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Embark Teen Checking

Take the first step to helping your teen learn, save, spend, and grow lifelong money skills.

  • For ages 13-17
  • Debit card compatible with Apple & Google wallets
  • No hidden fees
Learn More

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Credit Cards
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Rates
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Disclosures

1$4,000 average daily balance is required to receive the dividend rate of 2.50% APY on first $2,500.00. Balances exceeding $2,500.00 will earn .01% APY. If $4,000.00 average daily balance is not maintained, then no dividend will be paid.

2When you maintain an average daily balance of $4,000 or are age 60+. Otherwise, $4.95 monthly service fee

3When you have a direct deposit and are enrolled in eStatements. Otherwise, $3.95 monthly service fee