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More earnings. More flexibility.

When you want your checking account to work a little harder, Choice Plus+ delivers. Enjoy enhanced account benefits, convenient access to your money, and everyday banking designed to keep you moving toward your financial goals.

Features & Benefits

  • Earn high dividends on your entire account balance1
  • Up to 30% discounts on travel, leisure, health, and shopping 
  • Get your direct deposit faster with Early Pay
  • Access a full security suite to keep your money on track
  • No minimum deposit to open
  • No monthly service fee2
  • Free, 24/7 access to our range of eServices

Activate Your Benefits

Already a Choice+ Plus Checking Member? Registration and activation are easy! Click the button below and follow the instructions to get started. Once you're registered, you can access your benefits online or through our Mobile App.

Misplaced your access code, or have questions about your benefits? Give us a call at (813) 800-TRAX (8729)!

current rates

Account
Dividend Rate
APY*
Minimum Balance to Open
Minimum Balance to Earn APY*

Choice + Checking Up to $2,500 (if criteria met)

Dividend Rate
2.47%
APY*
2.50%
Minimum Deposit to Open
--
Minimum Balance to Earn APY*
$4,000

$2,500+

Dividend Rate
0.01%
APY*
0.01%
Minimum Deposit to Open
--
Minimum Balance to Earn APY*
$4,000
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FAQs

Is there a minimum deposit required to open a Choice Plus+ Checking account?
Is there a monthly service fee?
What features are included with the Choice Plus+ Checking account?
Can I access my account online and through mobile banking?
How do I open an account?
Get in touch

Questions?
We’d love to help.

We look forward to hearing from you. Please reach out with any comments or questions!

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Important: please do not send account numbers or sensitive information through email, as it is not entirely secure.
Disclosures

*APY = Annual Percentage Yield.

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1$4,000 average daily balance is required to receive the dividend rate of 2.50% APY on first $2,500.00. Balances exceeding $2,500.00 will earn 0.01% APY. If $4,000.00 average daily balance is not maintained, then no dividend will be paid.

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2When you maintain an average daily balance of $4,000, or are age 60+. Otherwise, $4.95 monthly service fee