No items found.

Personal Savings

Saving for unexpected pit stops? Ready to unlock the benefits of teaming upwith Trax? Whether you’re building your emergency fund or looking for a partner to help keep your savings on track, get started with our Personal Savings account!

Features & Benefits

  • Unlock the full potential of your Trax membership
  • No monthly service fee1
  • Unlimited, free transactions and withdrawals
  • Free, 24/7 access to our range of eServices

Christmas Club Account

Leave your holiday stress in the dust! Turn a little savings every month into holiday cheer and say goodbye to post-Christmas debt with an account that keeps on giving.

Features & Benefits

  • Avoid holiday debt by saving year-round
  • Make deposits anytime, in any amount
  • Earn dividends on your whole balance
  • Balance automatically transfers to your Trax account in November2

current rates

Account
Dividend Rate
APY*
Minimum Balance to Open
Minimum Balance to Earn APY*

Regular Share

Dividend Rate
0.05%
APY*
0.05%
Minimum Deposit to Open
$5.00
Minimum Balance to Earn APY*
$5.00

Christmas Club Account

Dividend Rate
0.05%
APY*
0.05%
Minimum Deposit to Open
$5.00
Minimum Balance to Earn APY*
$5.00
Calculator

Calculate your payment, savings goals, and more, with ease.

Calculate
Person typing on a laptop at a wooden desk with a smartphone and glasses nearby.

FAQs

Do I need a savings account to become a member?
Is there a monthly service fee?
Are withdrawals and transfers limited?
Can I access my account online?
What is a Christmas Club Account?
How does a Christmas Club Account work?
What can I use my Christmas Club savings for?
Get in touch

Questions?
We’d love to help.

We look forward to hearing from you. Please reach out with any comments or questions!

Thank you! Your submission has been received!
Oops! Something went wrong while submitting the form.
Important: please do not send account numbers or sensitive information through email, as it is not entirely secure.
Disclosures

*APY = Annual Percentage Yield

‍

1When you maintain a daily balance of $500, open another account with Trax, or are under age 25 or over age 60.

‍

2Trax CU would require the account be closed and not re-opened until the next season.