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Share Certificates

Take the guesswork out of growing your savings. With guaranteed returns on your investment and a range of terms to meet your needs, our Share Certificates are the perfect savings destination.

Features & Benefits

  • Earn more than a standard savings account
  • Enjoy guaranteed returns1
  • Set aside for future savings goals
  • No hidden fees
  • Wide range of terms available
  • $500 minimum balance required

Money Mangement

Shift your savings into high gear with a Money Management Account! Earn higher dividends on higher balances and reach your savings goals in a flash — without losing access to your money.

Features & Benefits

  • Boost your earnings with higher rates on higher balances
  • Unlimited withdrawals
  • No monthly service fee
  • Free, 24/7 access to our range of eServices
  • $2,000 account minimum2

current rates

Account
Term
Dividend Rate
APY*
Minimum Balance to Open
Minimum Balance to Earn APY*

Money Market

Dividend Rate
--
Dividend Rate
1.00%
APY*
1.00%
Minimum Deposit to Open
$2,000
Minimum Balance to Earn APY*
$2,000
Dividend Rate
--
Dividend Rate
1.14%
APY*
1.15%
Minimum Deposit to Open
$2,000
Minimum Balance to Earn APY*
$10,000
Dividend Rate
--
Dividend Rate
1.34%
APY*
1.35%
Minimum Deposit to Open
$2,000
Minimum Balance to Earn APY*
$25,000
Dividend Rate
--
Dividend Rate
1.44%
APY*
1.45%
Minimum Deposit to Open
$2,000
Minimum Balance to Earn APY*
$50,000

Share Certificate

Dividend Rate
6 months
Dividend Rate
3.06%
APY*
3.10%
Minimum Deposit to Open
$500
Minimum Balance to Earn APY*
$500
Dividend Rate
1 year
Dividend Rate
3.06%
APY*
3.10%
Minimum Deposit to Open
$500
Minimum Balance to Earn APY*
$500
Dividend Rate
18 months
Dividend Rate
3.06%
APY*
3.10%
Minimum Deposit to Open
$500
Minimum Balance to Earn APY*
$500
Dividend Rate
2 years
Dividend Rate
2.96%
APY*
3.00%
Minimum Deposit to Open
$500
Minimum Balance to Earn APY*
$500
Dividend Rate
3 years
Dividend Rate
2.96%
APY*
3.00%
Minimum Deposit to Open
$500
Minimum Balance to Earn APY*
$500
Dividend Rate
4 years
Dividend Rate
2.96%
APY*
3.00%
Minimum Deposit to Open
$500
Minimum Balance to Earn APY*
$500
Dividend Rate
5 years
Dividend Rate
2.96%
APY*
3.00%
Minimum Deposit to Open
$500
Minimum Balance to Earn APY*
$500

Jumbo Share Certificate

Dividend Rate
6 months
Dividend Rate
3.25%
APY*
3.30%
Minimum Deposit to Open
$100,000
Minimum Balance to Earn APY*
$100,000
Dividend Rate
1 year
Dividend Rate
3.25%
APY*
3.30%
Minimum Deposit to Open
$100,000
Minimum Balance to Earn APY*
$100,000
Dividend Rate
18 months
Dividend Rate
3.25%
APY*
3.30%
Minimum Deposit to Open
$100,000
Minimum Balance to Earn APY*
$100,000
Dividend Rate
2 years
Dividend Rate
3.15%
APY*
3.20%
Minimum Deposit to Open
$100,000
Minimum Balance to Earn APY*
$100,000
Dividend Rate
3 years
Dividend Rate
3.15%
APY*
3.20%
Minimum Deposit to Open
$100,000
Minimum Balance to Earn APY*
$100,000
Dividend Rate
4 years
Dividend Rate
3.15%
APY*
3.20%
Minimum Deposit to Open
$100,000
Minimum Balance to Earn APY*
$100,000
Dividend Rate
5 years
Dividend Rate
3.15%
APY*
3.20%
Minimum Deposit to Open
$100,000
Minimum Balance to Earn APY*
$100,000
Calculator

Calculate your payment, savings goals, and more, with ease.

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FAQs

What is the difference between a Money Market Account and a Share Certificate?
How much money do I need to open a Share Certificate?
How much money do I need to open a Money Market Account?
Get in touch

Questions?
We’d love to help.

We look forward to hearing from you. Please reach out with any comments or questions!

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Disclosures

*APY = Annual Percentage Yield

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1Early withdrawals subject to penalty

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2Account must maintain a $2,000 minimum daily balance to avoid closing