Retirement Accounts
IRA Share
Retirement planning isn't one-size-fits-all. Build your retirement fund at your own pace with flexibility that works for your budget.
Features & Benefits
- Tax-advantaged retirement savings1
- Earn more than with a standard savings account
- Traditional and Roth IRA options
- No hidden fees
- $5 minimum required
- Insured up to $1,000,000
IRA Certificate
Lock in your route to long-term growth with an IRA Certificate. Secure a competitive rate for a fixed term and enjoy the confidence that comes with predictable earnings along the way.
Features & Benefits
- No annual administration fee
- Wide range of terms available
- Jumbo Certificates available
- $500 minimum required
IRA Money Market
Ready to boost your retirement savings potential? Give your savings more horsepower without losing access to your money!
Features & Benefits
- Boost your earnings with higher rates on higher balances
- Enjoy enhanced access to your funds
- No monthly service fee
- Free, 24/7 account access
- $2,000 account minimum
- Must have an IRA Share account to open
- Insured up to $1,000,000
Excess Share Insurance
We are pleased to inform you that our IRA accounts are insured up to $1,000,000. This coverage is available through a combination of federal insurance provided by the National Credit Union Administration (NCUA) and private insurance from Excess Share Insurance Corporation (ESI).
NCUA’s basic federal coverage insures credit union members’ deposits up to $250,000. For details about federal deposit insurance, or how to structure your accounts to qualify for greater federal coverage, please contact us at 813-800-8729 or contact the NCUA. Accounts exceeding the maximum level of coverage provided by NCUA ($250,000) are also insured up to an additional $750,000 by ESI.
current rates
IRA Share
Roth IRA Share
IRA Money Market
IRA Certificate
IRA Jumbo Certificate
FAQs
Questions?
We’d love to help.
We look forward to hearing from you. Please reach out with any comments or questions!
Related Products & Services
*APY = Annual Percentage Yield
1Consult a tax advisor.
IRA Accounts in Trax Credit Union are insured up to $1,000,000. This exceptional level of coverage is attained through a combination of federal insurance provided by the National Credit Union Administration (NCUA) and private insurance from Excess Share Insurance Corporation (ESI).
NCUA’s basic federal coverage insures credit union members’ deposits up to $250,000. For details about federal deposit insurance, or how to structure your accounts to qualify for greater federal coverage, please contact Trax at 813-800-8729 or contact the NCUA. Accounts exceeding the maximum level of coverage provided by NCUA ($250,000) are also insured up to an additional $750,000 by ESI.