Vehicle Protection

Guaranteed Asset Protection (GAP)

When your car is totaled or stolen, dealing with the loss of your vehicle is already stressful enough. But facing high payments for a car you no longer have can be overwhelming. That’s why Trax offers Guaranteed Asset Protection (GAP)!

How It Works

• While GAP isn’t for everyone, it’s perfect for members who finance 100% or more of their vehicle's value. 
• In the event your car is stolen or totaled, this protection will cover “the gap” between what you owe and what your insurance will cover.
• With GAP, you can get back on the road without worrying about paying for a vehicle you no longer own.

Mechanical Repair Coverage (MRC)

Save big when you cover your vehicle with our Mechanical Repair Coverage (MRC)! Life has enough bumps in the road without an unexpected repair bill slowing you down. MRC helps protect your vehicle — and your budget — from covered breakdowns, giving you peace of mind wherever the road takes you.

Features & Benefits

• Get repairs wherever you want, not just the dealership
• Nationwide coverage
• Rental and towing reimbursement
• Transfer your coverage if you sell your vehicle before your loan matures¹
• 24-hour toll-free roadside assistance
• Emergency travel expenses