APY = Annual Percentage Yield. APR = Annual Percentage Rate.
Loan rates accurate as of April 5, 2021. Savings rates accurate as of May 1, 2021.
Rates and rewards are variable and may change after account is opened.
Fees may reduce earnings.

Vehicle / Watercraft Loans

Loan Type Available Terms* APR as low as
New Automobile 36 - 84 months* 2.50%
Used Automobile 36 - 84 months* 2.50%
New Motorcycle 36 - 60 months* 5.75%
Used Motorcycle 36 - 60 months* 5.75%
Harley Motorcycle 36 - 72 months* 2.75%
New Boat 36 - 180 months* 5.75%
Used Boat 36 - 180 months* 5.75%
New Personal Watercraft up to 48 months* 5.75%
Used Personal Watercraft up to 36 months* 5.75%

Rates above are all fixed for the term of the loan. *APR = Annual Percentage Rate. Rates and terms based on individual credit worthiness and other restrictions may apply. Terms shown include the maximum allowed. Rates quoted above may be for shorter terms and respresent the "as low as" rate. Contact the credit union about specific rates and terms.

Home / Agriculture Loans

Loan Type Maximum Terms* APR* as low as Rate Type Details
Home Equity (80% LTV) 180 months* 3.25% Variable No closing costs up to $500
First or second mortgage
Home Equity (100% LTV) 180 months* 5.25% Variable No closing costs up to $500 First or second mortgage
Home Equity (80% LTV) 60 months* 5.99% Fixed No closing costs up to $500
First or second mortgage
Home Equity (80% LTV) 120 months* 6.99% Fixed No closing costs up to $500
First or second mortgage
New Recreational Vehicle 180 months* 5.75% Fixed 80% financing of NADA retail value
Used Recreational Vehicle 180 months* 5.75% Fixed 70% financing of NADA retail value

*APR = Annual Percentage Rate. Rates and terms based on individual credit worthiness and other restrictions may apply. Terms shown above are the maximum allowed. Rates quoted above may be for shorter terms and represent the "as low as" rate. Contact the credit union about specific rates and terms.

Personal Loans

Loan Type Maximum Terms* APR* as low as Details
Signature 60 months* 9.99%  
Line of Credit 60 months* 10.25%  
Christmas/Vacation 12 months* 9.99% Maximum loan amount $1,000

Personal loans have a fixed Annual Percentage Rate.

*APR = Annual Percentage Rate. Rates and terms based on individual credit worthiness and other restrictions may apply. Terms shown above are the maximum allowed. Rates quoted above may be for shorter terms and represent the "as low as" rate. Contact the credit union about specific rates and terms.

Credit Cards Learn More

Loan Type APR* as low as Rate Type
VISA Platinum* 8.90% Variable
VISA CURewards Platinum* 9.90% Variable

Credit Card Note: No annual fee. $15,000 maximum limit.

Subject to change without notice.
*APR = Annual Percentage Rate. Rates and terms based on individual credit worthiness and other restrictions may apply. Terms shown above are the maximum allowed. Rates quoted above may be for shorter terms and represent the "as low as" rate. Contact the credit union about specific rates and terms.

Savings

Account Name Dividend Rate APY* Minimum Deposit
to Open Account
Minimum Balance
to Obtain APY
Regular Share 0.049% 0.05% $5.00 $5.00
Youth Share* 4.990% 5.10% $5.00 $5.00
Christmas Club 0.049% 0.05% $5.00 $5.00

Compounded monthly. *On balances up to $500.00 then prevailing Regular Share rate applies.

Choice Plus+ Checking Learn More

Balance Dividend Rate APY Minimum Balance to Obtain APY
Up to $2,500 (if criteria met) 2.471% 2.50% $4,000
$2,500+ 0.01% 0.01% $4,000

$4,000.00 average daily balance is required in order to receive the dividend rate of 2.50% APY on first $2,500.00. Balances exceeding $2,500.00 will earn .10% APY. If $4,000.00 average daily balance is not maintained, then no dividend will be paid.

Money Market Learn More

Minimum Balance to Obtain APY Dividend Rate APY
$50,000.00 & UP 0.299% 0.30%
$25,000.00 - 49,999.99 0.199% 0.20%
$10,000.00 - 24,999.99 0.149% 0.15%
$2,000.00- 9,999.99 0.099% 0.10%

$2,000.00 Minimum Deposit to Open Account. Compounded monthly.

IRA Share Savings Learn More

Account Name Dividend Rate APY
IRA Share Savings 0.249% 0.25%
Roth IRA Share Savings 0.249% 0.25%

$5.00 Minimum Deposit to Open Account. $5.00 Minimum Balance to Obtain APY. Compounded monthly.

Share Certificates Learn More

Term Dividend Rate APY
6-Month Share Certificate 0.349% 0.35%
1-Year Share Certificate 0.449% 0.45%
18-Month Certificate 0.498% 0.50%
2-Year Share Certificate 0.598% 0.60%
3-Year Share Certificate 0.697% 0.70%
4-Year Share Certificate 0.797% 0.80%
5-Year Share Certificate 0.896% 0.90%

Compounded daily. Penalty for early withdrawal.
$500.00 Minimum Deposit to Open Account; $500.00 Minimum Balance to Obtain APY.

Jumbo Share Certificates Learn More

Term Dividend Rate APY
6-Month Share Certificate 0.548% 0.55%
1-Year Share Certificate 0.648% 0.65%
18-Month Share Certificate 0.697% 0.70%
2-Year Share Certificate 0.797% 0.80%
3-Year Share Certificate 0.896% 0.90%
4-Year Share Certificate 0.995% 1.00%
5-Year Share Certificate 1.094% 1.10%

Compounded daily. Penalty for early withdrawal.
$100,000.00 Minimum Deposit to Open Account; $100,000.00 Minimum Balance to Obtain APY.