Keep your savings right where it is — and borrow against it in a cost-effective way.
Key Features
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Competitive Rates -
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Backed By Savings -
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Flexible Terms
- Safe way to build your credit or finance a wide range of purchases
- Funds from a savings (01 suffix) or share certificate are used as collateral
- Borrow up to 100% of your savings or certificate account balance
- Funds are put on hold, and will be released to you as payments are made
- Competitive rates
- Minimum loan amount is $500; maximum loan amount is up to the share/certificate balance
- Minimum payment is $25
- Quick, local decision-making and processing
- Attentive, friendly service from start to finish
Free credit resources
You may also be interested in these free financial education resources to learn more about credit, money management skills, and budgeting skills: