Keep your savings right where it is — and borrow against it in a cost-effective way.
Key Features
-
![]()
Competitive Rates -
![]()
Backed By Savings -
![]()
Flexible Terms
- Safe way to build your credit or finance a wide range of purchases
- Funds from a savings (01 suffix) or share certificate are used as collateral
- Borrow up to 100% of your savings or certificate account balance
- Funds are put on hold, and will be released to you as payments are made
- Competitive rates as low as 1.99%*
- Minimum loan amount is $500; maximum loan amount is up to the share/certificate balance
- Minimum payment is $25
- Quick, local decision-making and processing
- Attentive, friendly service from start to finish
*Annual Percentage Rate (APR) is fixed for the duration of the loan. Payment example: For a $2,000 loan with a 24-month term, payment would be $85.08. Limited time offer. Rates are subject to change without notice. Maximum term 24 months. Minimum $25 monthly payment.