Keep your savings right where it is — and borrow against it in a cost-effective way.

Key Features

  • Competitive Rates
  • Backed By Savings
  • Flexible Terms
  • Safe way to build your credit or finance a wide range of purchases
  • Funds from a savings (01 suffix) or share certificate are used as collateral
  • Borrow up to 100% of your savings or certificate account balance
  • Funds are put on hold, and will be released to you as payments are made
  • Competitive rates as low as 1.99%*
  • Minimum loan amount is $500; maximum loan amount is up to the share/certificate balance
  • Minimum payment is $25
  • Quick, local decision-making and processing
  • Attentive, friendly service from start to finish

*Annual Percentage Rate (APR) is fixed for the duration of the loan. Payment example: For a $2,000 loan with a 24-month term, payment would be $85.08. Limited time offer. Rates are subject to change without notice. Maximum term 24 months. Minimum $25 monthly payment.