Here are a number of convenient ways you can make a loan payment.

Internal transfer

  • Transfer from your Trax CU account1
  • One-time or recurring payments
  • Instant payment
  • FREE

1Online Banking registration required. Select TRANSFERS from the menu.

Make an Internal Transfer

External transfer

  • Transfer from another institution via ACH Express2
  • One-time or recurring payments
  • 2-5 business days
  • FREE

*Online Banking & External Account registration required. Select External Accounts from the TRANSFERS tab.

Make an External Transfer

Pay online

  • Use a debit card or ACH from another institution3
  • One-time or recurring payments
  • Up to 2 business days
  • $3.95 per payment

3You will need your account number. Cutoff time for same-day credit is 5:00pm EST.

Make a Payment Online

Pay by phone

  • Use a debit card or ACH from another institution4
  • One-time payment
  • Up to 2 business days to post to your account
  • $7.95 per payment
  • Call 813-800-TRAX(8729) to make a payment

Make a Payment By Phone

4Cutoff time for same-day credit is 5:00pm EST.

VISA payments are available on a desktop device from the VISA option in the menu. At this time Visa payments are not offered via External Transfer or Self-Pay Online.

Not what you’re looking for?

Check out even more payment options below:

  • Visit us at a local branch
  • Not near a branch? Make a payment at a shared service center
  • Call us at 888-530-TRAX 
  • Call Center hours are Monday-Friday, 8:30am – 6:00pm
  • Live Chat hours are Monday-Friday, 8:30am – 5:30pm
  • Making a mortgage payment?
  • Mail in a payment (checks only):

Trax Credit Union
2315 Drane Field Road
Lakeland, Florida 33811