Emergency Loans

• For members affected by a State / National / Global or Natural Disaster
• Affordable financing at a low fixed rate* to help recover as soon as possible
• Available to all members that qualify
• Choose from two loan-type options¹
• Quick, local decision-making and processing
• Attentive, friendly service from start to finish

Emergency Loan Options¹

1. Helping Hand Loan - Up to $2,500 at 5% for up to 48 months.

The Helping Hand Loan is designed for immediate, smaller needs such as storm preparation, evacuation costs, or emergency supplies. It provides up to $2,500 to help you navigate those first steps in uncertain times. We understand that sometimes all you need is a little help to stay steady on your journey, and this loan ensures you don’t have to face it alone.

2. Road to Recovery Loan - Up to $10,000 at 7% for up to 60 months.

The Road to Recovery Loan is designed to help you rebuild and move forward. Whether it's home repairs, covering an insurance deductible, or other large recovery expenses, this loan provides the support you need to get back on track. Offering higher loan limits and flexible repayment options, this loan ensures that your journey toward recovery is as smooth as possible.

Learn more about Payment Protection

You can rest more easily when you protect your loan from unforeseen problems with a payment protection plan. Ask us for more information when you apply. 

*All loans are subject to credit approval. Terms and conditions apply. Rates and terms vary based on creditworthiness. Member may have a maximum of one hurricane loan program at a time. Membership eligibility required. Interest will continue to accrue during any payment extension period. Extending your loan may result in an increase in the total interest paid over the life of the loan and may extend your loan term. Offer subject to change without notice.