Move Your Savings Forward.

Are you ready to take your savings to the next level? At Trax, we understand that your hard-earned money deserves more than just a regular savings account. That’s why a Trax Money Management Account is the smartest way to make your money work hard for you.

Money Management Features

  • Grow Your Savings Grow your savings at a faster pace, with one of the most competitive interest rates in the Tampa Bay area.
  • Access Your Savings Withdraw or transfer funds whenever you need them! You have access to your Money Management account 24/7 with the Trax Mobile App.
  • Secure Your Savings Enjoy the security of NCUA insurance on your deposits, up to $250,000* because you deserve peace of mind while your savings works for you.

Current Rates

Minimum Balance to Obtain APY Dividend Rate APY
$50,000.00 & UP 1.440% 1.45%
$25,000.00 - 49,999.99 1.341% 1.35%
$10,000.00 - 24,999.99 1.143% 1.15%
$2,000.00- 9,999.99 0.995% 1.00%

$2,000.00 Minimum Deposit to Open Account. Compounded monthly.

*APY=Annual Percentage Yield. Rates are effective April 1, 2024. Trax CU Money Management Account tiered dividend rates: balances of $50,000.00 and higher earn 1.45% APY; $25,000.00 to $49,999.99 earn 1.35% APY; $10,000.00 to $24,999.99 earn 1.15% APY; $2,000.00 to $9,999.99 earn 1.00% APY. Compounded monthly. $2,000.00 minimum deposit to open account. Minimum balance of $2,000.00 must be maintained to earn interest. Other restrictions apply.

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