Homeowners, it’s time to appreciate your home's appreciation and lock in your low HELOC rate!

Tampa area home values are growing at an average of 30%+ per year, so your home is worth more than ever before (according to zillow.com). But you don’t have to sell your house to enjoy the benefits of rising values.

Lock in your 1.99%* 12-month HELOC rate

You can get the funds you need for renovations, debt consolidation, or anything else when you lock in a low rate Home Equity Line of Credit at Trax Credit Union. 

Plus, you'll also enjoy:

  • Flexible repayment terms
  • No annual fees
  • Quick, local decision-making and processing 
  • Immediate availability of funds 
  • AND no out of pocket expense*

Apply Now

*Annual Percentage Rate (APR) of 1.99% will apply between 03/21/2022 – 05/31/2022. After the promotional period, a variable APR of Prime + 0% applies, minimum APR 2.99%. Maximum APR 18%. Member pays no closing costs assuming an automated value of home or drive-by appraisal is used. If full appraisal requested, Trax Federal Credit Union will not cover the expense. Minimum advance of $5,000 required. Membership eligibility required. Subject to credit approval. Existing Trax loans may be eligible, but subject to additional fees including modification and/or closing costs. For further information regarding this offer, please contact us at 813-800-TRAX (8729). Offer expires 05/31/2022.