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Transfer high-interest credit card balances for FREE and a special low rate of 1.99% APR* until April 2023!

{Following the special offer period, your APR will be transitioned to your credit-qualifying rate between 8.90% - 17.90%.}

Start your journey toward financial freedom today! This limited-time offer expires on April 30, 2022. 

If you're not a cardholder:

Apply Online

If you are a cardholder, apply for your balance transfer by logging in to online or mobile banking. 

Or complete the interest form below if you have questions. 

*APR = Annual Percentage Rate

Promotional rates are valid between January 14, 2022, through April 30, 2022. To the extent your payments exceed the minimum payment due each billing period, we will apply them to balances with high APRs prior to balances with low APRs. The promotional APR will remain in effect through your April 2023 credit card billing cycle. New purchases and cash advances will carry your credit-qualifying rate.

  • OK Name is required
  • OK Credit Card Number is required
  • OK Balance Transfer Amount Requested is required
  • OK Company to pay off is required
    OK By clicking the box above, you agree to be contacted by a Trax Credit Union employee regarding your balance transfer request. is required