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Ready. Set. Renovate.

Ready to enjoy Florida’s year-long summer in style? Flipping over couch cushions to find the spare change to make a change? Push start on the funds you need to turn your daydreams into a reality with a Home Equity Line of Credit (HELOC).

Features & Benefits

  • Turn your home’s equity into the cash you need
  • Apply once and replenish your credit line as you pay it back
  • No closing costs1
  • Immediate access to your funds
  • Automatic payments available

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Current Members can login to online banking to apply for a home equity loan.

current rates

Loan Type
Terms
APR* as low as

Fixed Home Equity (80% LTV)

Term
60 months
APR* as low as
6.99%

Fixed Home Equity (80% LTV)

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Term
120 months
APR* as low as
7.99%

Variable Home Equity (80% LTV)

Term
180 months
APR* as low as
7.00%

Variable Home Equity (90% LTV)

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Term
180 months
APR* as low as
11.00%
Calculator

Calculate your payment, savings goals, and more, with ease.

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FAQs

What is a Home Equity Line of Credit (HELOC)?
What can I use a HELOC for?
Can I reuse my available credit after making payments?
Why choose Trax for a HELOC?
Get in touch

Questions?
We’d love to help.

We look forward to hearing from you. Please reach out with any comments or questions!

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Disclosures

*APR = Annual Percentage Rate. Rates and terms based on individual credit worthiness and other restrictions may apply. Terms shown above are the maximum allowed. Rates quoted above may be for shorter terms and represent the "as low as" rate.

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1Up to $500; first or second mortgage