Wire transfers are generally processed the same day and are intended for faster, often higher-value transactions. ACH transfers typically take one to three business days and are commonly used for payroll and bill payments.

Can I send money internationally with a wire transfer?

Yes. Trax Credit Union offers international wire transfers to eligible destinations with an International Wire Form. Contact us or visit a branch to learn about available countries, required information, applicable fees, and processing times.

How long does a wire transfer take?

Domestic wires are often completed the same business day if submitted before the daily cutoff time. International transfers may take longer.

What information is needed to send a wire transfer?

You'll typically need the recipient's name, financial institution, routing or SWIFT code (if applicable), account number, and transfer amount.

How can I protect myself from wire transfer fraud?

Always verify wiring instructions directly with the recipient using a trusted phone number. Never rely solely on emailed instructions, especially if payment details have changed unexpectedly.

How do I initiate a wire transfer?

Visit a Trax branch or contact us for assistance. Our team will guide you through the required information and verification process.

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(800) 769-1424

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3710 N. 50th Street, Tampa, FL 33619

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263183049

NMLS

236777

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