Mechanical Repair Coverage is an optional protection plan that may help pay for covered mechanical and electrical repairs after your manufacturer's warranty expires or when standard warranty coverage does not apply. Coverage varies depending on the plan you choose.

Do I need Mechanical Repair Coverage?

While not required, Mechanical Repair Coverage can provide added peace of mind by helping reduce unexpected repair costs. It may be especially valuable if you plan to keep your vehicle for several years or drive higher-than-average mileage.

How is Mechanical Repair Coverage different from a manufacturer's warranty?

A manufacturer's warranty is included with a vehicle and covers certain defects in materials or workmanship for a specified period. Mechanical Repair Coverage is an optional protection plan that can extend coverage beyond the manufacturer's warranty or provide additional protection, depending on the plan selected.

What types of repairs are covered by Mechanical Repair Coverage?

Covered repairs vary by plan but may include major vehicle components such as: Engine, transmission, drive axle, air conditioning, steering suspension, electrical systems, fuel system, and cooling system.

Refer to your specific agreement for a complete list of covered components, exclusions, and limitations.

What's the difference between GAP Coverage and Mechanical Repair Coverage?

These products protect you in different ways.

GAP Coverage helps protect you financially if your vehicle is declared a covered total loss and your insurance settlement is less than your remaining loan balance.

Mechanical Repair Coverage helps pay for covered repairs when your vehicle experiences certain mechanical or electrical breakdowns.

Many members choose both products for more comprehensive financial and vehicle protection.

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