A HELOC is a revolving line of credit secured by your home's equity. You can borrow funds as needed during the draw period up to your approved credit limit.

What can I use a HELOC for?

A HELOC can be used for home renovations, debt consolidation, education expenses, emergencies, major purchases, or other large expenses.

Can I reuse my available credit after making payments?

Yes. During the draw period, as you repay your balance, your available credit becomes available to borrow again.

Why choose Trax for a HELOC?

Trax offers competitive rates, local lending decisions, flexible access to your available funds, and personalized service to help you make the most of your home's equity.

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