Free checking plus the benefits of our All Aboard Youth Program — it’s a great place to start for a prosperous financial future.

Key Features

  • No Monthly Service Charge
  • Exclusive Rewards
  • Free Digital Banking
  • Free checking for teens and young adults
  • Available for ages 13 through 25*
  • No minimum balance requirement
  • No monthly service fee
  • Unlimited transactions and check writing
  • Enjoy the benefits of our All Aboard Youth Program
  • Free savings with special interest rate and grade/graduation payouts**
  • Free digital banking, including:
    • Online banking
    • Mobile banking
    • eStatements
  • Free mobile wallet services available
  • Free telephone banking
  • Free Visa® debit card
    • Control your card through our mobile app
    • Tap to pay and rewards program available
  • Surcharge-free ATMs available
  • Transfer funds via Zelle®
  • No minimum deposit to open

**Must be at least 13 years of age to have a checking account and/or debit card with Trax Credit Union.

**We offer a special interest rate of 5.10% APY up to the first $500 in the All Aboard Youth Share Account for All Aboard Youth members. Grade payouts = $1 for every A on your report card, up to $5 per grading period. Graduation payouts = $100 for graduating from high school, $500 for graduating from an accredited 4-year university.

Also, see our disclosures page.